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The Insurance Agent


Joseph Rabet in The Insurance Agent Making of
 picture by YouBoiz
I work online for a very famous insurance company in the United States and I'm a big fan of youth movies and I came across this new movie from my country starring the notorious boy actor jospeph Rabett entitled "The Insurance Agent" and it really caught my attention. This is going to be one of the best coming of age films ever. The story of the movie is breath-taking as Mounir (the older brother) was taking a nap after a long exhausting day at the soccer field in the nortern side of his town and something caught his attention. He found his little brother making that noise in his dad's room. He was reading some of his father's work papers and he told Mounir that he wants to do what his dad does when he grows up! Mounir was so surprised by that and so they had out brotherly talk about the job and different types of insurance agents. And talking about that Mounir had to explain to his brother that some agents are completely captive, others are semi-captive (This can include different arrangements where the agent must give their primary company first shot, other arrangements only require a certain amount of production per year, or the agent must write their primary company unless they do not offer a specific product.), and then they are independent agents. Independent agents are technically called "brokers", but these terms are used interchangeably. That's pretty much the only ones as far as that question goes. You can be captive (selling for one brand/company) or a broker (selling for multiple companies).
Joseph Rabet in The Insurance Agent Making of
 picture by YouBoiz

Being an insurance agent can be lucrative, if you're a good one. Some companies offer, salary plus commissions, some companies are commission-only. But, the harder you work, the more money you can make. You have to be licensed in insurance in order to be an agent. You might only need a P/C license (property casualty) or both P/C and life/health/accident licenses. If it is a life insurance company only, then obviously you only need the life/health license. These licenses require an initial investment (usually minimal...depending on what state you live in), which the company may or may not pay for. 
Some companies offer a list of leads, which is just people who have shown an interest in purchasing insurance. You will have access to this list and it is up to you to make the call or visit the prospect's home with the information you will need. The insurance company will usually have another agent accompany you, and will help you with everything you need to know in the beginning. 

The good thing about being an agent for an insurance company is that, you determine your income. You can be the best teacher in the school, and make the same amount of money as the worst teacher in the school. Or you can be the best janitor at a factory and get paid the same amount as the worst janitor. Being the best insurance agent, means you will have the advantage of word-of-mouth advertising. But it is up to you to be the best. Being the best doesn't mean you make the biggest sales, or go on more leads interviews, it means being the best agent for your clients. If a client knows you will walk through fire to help them with whatever insurance questions/problems they have, and you make a point to always get back to them in a timely manner, then in their eyes you are the best. Mounir's father says the business today is far different from what he went through in his early years. Kind of like working in a livery stable and watching the first automobile roll down main street for the first time. Being a retail commission-paid insurance agent is much more difficult today, than 30 years ago. The internet, the consolidation of the insurance companies, and the dramatic increase in expenses (E&O, office equipment, transportation costs, personnel costs, etc). Figure out what you want to do and try to find an insurance company that wants the same thing. Then work 1/2 a day, 6 days a week, for 5 years and you will easily make it. And it doesn't matter if you work the first 12 hours of the day, or the 2nd 12 hours, It is YOUR choice. Both halves are equally important.  But anyway, sorry for my long boring explanation of the insurance business; the idea of the whole plot of an insurance agent wannabe kid is awesome and unique in cinema work.
Joseph Rabet in The Insurance Agent Making-of  -  picture by YouBoiz
I have the most Admiration of the whole idea of this film and the confirmation of the age of the protagonist is brilliant and adds so much additional appeal The producer has hit me with such wonderful material I think most are in a little bit of shock at the joyous sights before our eyes. I gratefully and joyously accept any kind of cinema works like "The insurance agen". I have no words to thank all the people who out of pure generosity share their precious time and money despite the difficult economic situation of the country to make this movie. We already live in a world that does not understand our admiration, love and respect for coing-of-age cinema, where we are often excluded from society, so we need to strengthen ourselves with a brotherhood of unity of brotherly love, of help and self protection, since only We can understand what we feel and live. I think Joseph would rate highly on the film making involvement scale. Just in case any of you don’t get the above due to my bad English and your “less than average creative comprehension”, The above was meant to be an Elaborate Thank You! 
Joseph Rabet in The Insurance Agent Making-of  - picture by YouBoiz